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TRACE FINANCIAL
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Services

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Financial solutions to suit you

At Trace Financial, we specialise in tailored finance solutions for SMSF borrowers, business owners, and property investors. We don’t just compare rates—we take the time to understand your goals, structure, and long-term strategy. Whether you're building wealth through your super, scaling your business, or expanding your investment portfolio, we listen first—then deliver smart, strategic lending options that work for you.

SMSF Loans

SMSF Loans Made Clear — With the Right Guidance, They’re Powerful Tools Self-Managed Super Fund (SMSF) loans can be a smart way to build long-term wealth through property investment within your super. But make no mistake — they’re complex. From strict ATO regulations to limited lender options and rigid loan structures, navigating an SMSF loan without the right guidance can be risky and time-consuming.
That’s where Trace Financial comes in.
We combine specialist finance expertise with deep accounting knowledge to guide you through the entire process—from structuring your fund correctly to selecting a compliant lender and ensuring your strategy aligns with superannuation law. With access to a wide panel of SMSF-friendly lenders and a clear understanding of the tax and compliance implications, we’ll help you avoid costly missteps and make confident, informed decisions.
With Trace Financial, you’re not just getting a loan—you’re getting a strategic advantage.
Ready to invest through your SMSF with confidence?
Contact Trace Financial today and let’s make your super work smarter for your future.
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Home Loans

Residential Loans

Whether you are looking to buy your first home, refinance an existing property, build a new home or purchase an investment property our team will find a solution that bests suits your needs and current situation from our panel of lenders.
If you are self employed get in touch today. There are lenders on our panel that offer a range of products specifically for the self employed including low doc loans.

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Commercial Property Loans

Commercial Loans

Trace Financial have a range of finance solutions for commercial property investors and commercial owner occupiers through our panel of commercial lenders.
We can offer finance for office, retail and industrial premises for terms ranging from 3 to 25 years.
We will also work with those clients that require commercial solutions that are outside standard bank criteria through our alternate lender panel. Contact us to discuss your commercial project scenario 
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Business Loans_expand_cashflow

Business Loans

If you are looking to start your own business or require funds to expand your operation, Trace Financial has a range of commercial finance solutions to suit your needs.
We can provide professional advice on a range of business finance options that include debtor finance, working capital finance and inventory finance.
We have accountants on staff that are happy to work with your advisors to achieve the best solution for your business.​
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Debt Consolidation Loans

Debt Consolidation

Trace Financial may be able to assist with restructuring and consolidating your debt to set you on the path to a stronger financial position.
If you feel you have accumulated debt that would benefit from a review and consolidation get in touch with us to discuss a possible solution.


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Hire Purchase and Leasing

Asset Finance

Whether you are looking for vehicles for your business or a complete manufacturing line for your factory, we have a range of lenders that may be able to help.
Our Professional staff will work with you and your advisors to understand your financial position and your needs to find a solution from our lending panel that suits your situation.
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Personal Loans

Personal and Motor Loans

A Personal Loan ​may  help you purchase a car or go on the holiday you have been dreaming of. These loans can be secured or unsecured and available to use for a range of reasons.
Talk to Trace Financial about your situation and we will look for a solution that suits your needs.
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Phone: 61 2 7252 7151

We are an Authorised Credit Representative (ACR #537194) of Australian Finance Group Ltd (ACL # 389087).
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